Louisiana Corporate Credit Union

In a Declining Rate Environment, Precision Matters — Here’s an Underutilized Low-Risk Strategy for Higher Overnight Yield

As we continue to shift into a declining rate environment, credit union decision-makers are understandably focused on portfolio positioning, margin pressure, and reinvestment risk. At LaCorp, we approach this environment a ...

LaCorp Summer 2025 Lending, Investment and Risk Outlook for Credit Unions

Credit unions should remain vigilant with asset-liability management and liquidity stress testing in light of economic uncertainty.

The Economy Exits the Fast Lane

The economy is going through a transition phase and settling into more sustainable growth. 2025 will be decent but unspectacular. The probability of a recession is ...

What to Expect If There Is a Recession

At its upcoming policy meeting in mid-September, the question is not if but by how much policymakers will cut rates. The anticipation of a Fed pivot ...

Rate Cuts Are On The Way

We will have to wait until the September 6 release of the August employment report to see if the jump in the unemployment rate in July – from 4.1% to a three-year high of 4.3% – was ...

What Does It Take to Be a CFO Today?

The banking industry and business strategy as a whole have undergone significant changes, and the role of a CFO has ...

Fixed callable CDs as investments – looking beyond the rate

Ever considered fixed callable CDs? If your credit union hasn’t purchased them in the past, you might not be familiar with the terminology. However, ...

Looking Ahead To 2024: Where Are Interest Rates Headed?

No one has a crystal ball to know where rates are going, but one thing we can predict is that LaCorp's rates will be ...

The Fed’s Patience Is Not Unlimited

We may not see a rate hike in December, however the Federal Open Market Committee is far from ready...

The LaCorp Ledger